Approve, deny, partial, refund timelines, cancellation confirmations.

Refund replies are where customers test whether your support is for real. Three rules: be fast, be specific about timing, never blame the bank. If you're approving, lead with the dollar amount and the bank window so the customer can stop wondering. If you're denying, give the policy reason in one sentence and offer one alternative, do not stack five. For cancellations, your job is to make leaving as easy as joining: confirm the date, preserve the data, ask one honest question about why. The hardest replies are partial refunds and disputes; for those, default to faster-than-policy resolution so the customer hangs up faster than they were planning to.

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